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American Express Platinum MoneyBack

The American Express Platinum card offers a competitive APR and cashback of up to 5%.

The annual rebate is calculated on the aggregate amount of all transactions and is payable at the following rates:

0.5% for aggregate amounts up to £3,000;
1% for aggregate amounts from £3,001 to £7,500;
2% for aggregate amounts in excess of £7,501

A rebate of 5% is currently payable on all transactions made in the first 3 months and up to 1.5% after that. With no maximum, you'll earn MoneyBack on the total amount you spend, so there's no limit to what you can earn.

Applicants must be aged 18 or over, UK resident and have a regular source of income of over £20,000.

Interest Rate Summary
Introductory Rates
Purchases: 18.9%
Balance Transfers: -
Typical APR (variable): 18.9%
Cashback / Loyalty Scheme: Up to 5% cashback on purchases
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