0% Interest Free Credit Cards

There are now many card providers offering new customers 0% APR for new purchases and / or balances transferred from other cards.

Are 0% Credit Card Deals Right For You?

Current card debts
If you are paying interest on an outstanding balance on your current card each month, switching to a credit card offering a 0% interest free rate may well be an attractive proposition. You should use the 0% period to reduce your debt.

New purchases
If you are planning to make a major purchase and want to spread the repayments over a few months, apply for a card offering 0% for purchases. In effect you will be using your credit facility as a short term interest free loan. However, you should only really use a card like this if you can truly afford to pay the money back over the interest-free period. For instance, if you plan to purchase an item costing £900 with a card offering 0% for 6 months, you should be making repayments of £150 per month to in order to clear the balance before the interest free rate for purchases expires. An easy way to do this is to set up a monthly direct debit. You should not use the interest free offers to add to your debts.

Current deals
Use the search facility above to view the current rates available.