You can use our interactive credit card search facility above to compare credit card rates on offer in the UK.
The system will return a list of cards which will be sorted by your preferred choice.
Simply click on the card name for further details or to make an application online.
The purpose of this website is to save you time and make the choice easier by enabling you to compare credit cards in one place, ensuring that you get a good deal according to your criteria.
Finding the right credit card
for you
With hundreds of credit cards in the UK to choose
from it is important you get the right one for your
circumstances.
The right choice for you depends on how you use your
card.
Pay the full balance monthly
If you pay off your balance in full and on time every month you're
unlikely to be concerned about the interest rate as
you won't incur any interest charges. You should
instead go for a card that rewards you with cashback for everything you spend.
Do not pay off the balance
each month
If you spend on you card regularly and carry a balance over each month or just pay off the minimum amount on your
bill, you’ll need to keep payments down with a low
standard interest rate or move to a card with a 0%
introductory offer.
Existing debts on current
cards
If you already have a debt on a current card you
should consider transferring the balance to another
card which offers a lower rate or interest free
introductory period for balance
transfers. In essence this means your new card
provider pays off the debts on your current credit
or store cards for you. If you go for a card with an
interest free rate for balance transfers you will
benefit by having a few months grace before you
start being charged interest on your balance. You
should use this time wisely and try to reduce your
debt as much as possible.
Previous credit problems
If you’ve had credit problems in
the past you might have a poor
credit rating. If this is the case, don’t
worry, just specify this when using the search
facility above and the system will show credit cards
that are available if you have a bad credit rating.
The higher the APR the more
you will pay in interest
The APR or Annual Percentage Rate shows what it
costs you to borrow money with a credit card. The
standard APR is the important one and this is the
rate you'll be charged after any introductory rate
expires. Rates can vary immensely between card
providers, but are usually between 12% and 18%.